Tarot Answer
Tarot Answer User Agreement
Version: 1.0
Effective date: January 1, 2026
Last updated: January 1, 2026
1. General Provisions
This User Agreement (hereinafter referred to as the “Agreement”) governs the use of the Tarot Answer Telegram bot (hereinafter referred to as the “Service”), available at:
as well as the project website:
By using the Service, the User confirms that they have read this Agreement, understand its contents, and accept its terms in full.
If the User does not agree with this Agreement in whole or in part, they must stop using the Service.
This Agreement applies to all features of the Service, including free and paid features, as well as any future features that may be added later.
Use of the Service is also governed by the Privacy Policy, which is a separate document.
2. Information About the Service Owner
The owner of the Service and the person providing access to its functionality is:
Maksim Otstavnov
Status: self-employed individual (professional income taxpayer).
Contact email address:
Official website:
Telegram bot:
3. Terms and Definitions
The following terms are used in this Agreement.
Service means the Tarot Answer Telegram bot, the project website, and the related software used to provide functionality to Users.
User means an individual who uses the Service.
User Content means any information provided by the User while using the Service, including text messages, voice messages, audio files, images, reading ratings, and other materials.
Conversation History means the User's stored questions, the Service's responses, information about completed readings, and related data used to personalize the Service.
Paid Access means access to the extended functionality of the Service granted to the User for a predetermined period after successful payment.
Access Period means the duration of the Paid Access purchased by the User.
4. Description of the Service
Tarot Answer is a personal assistant in Telegram that uses Tarot card symbolism and artificial intelligence technologies to generate interpretations of the User's questions.
The Service allows the User to:
- ask questions in text form;
- send voice messages;
- send audio files;
- attach images;
- receive Tarot card interpretations;
- use different reading formats;
- receive a card of the day and a card of the week;
- save Conversation History;
- receive personalized interpretations that take previous interactions into account.
The Service is intended for entertainment, self-reflection, personal consideration of life situations, and obtaining an alternative perspective on matters of interest to the User.
Tarot card interpretations do not constitute an objective description of reality, a guaranteed prediction of the future, or a statement that any event will occur.
The Service does not provide medical, psychological, psychotherapeutic, legal, financial, investment, or other professional advisory services.
Any decisions made by the User after using the Service are made solely by the User and at their own risk and responsibility.
5. Age Restrictions
The Service may only be used by persons who are at least 18 years old.
By using the Service, the User confirms that they have reached the specified age or are otherwise legally entitled to accept this Agreement independently under the laws of their country of residence.
The Service Owner does not verify the age of Users and relies on the accuracy of the information they provide.
6. Territory of Use
The Service is intended for use by Users in any country or territory where the use of Telegram is not prohibited by applicable law.
The User is solely responsible for complying with the laws of the country or territory in which they use the Service.
7. Acceptance of the Agreement
This Agreement is deemed accepted by the User from the moment they first use the Service.
Continued use of the Service after amendments to this Agreement have been made constitutes the User's acceptance of the revised document.
If the User does not agree with the amendments, they must stop using the Service.
8. Registration and Use of the Service
To use the Service, the User must have a valid Telegram account.
No separate registration with the Service is required. When the Service is used for the first time, it creates an internal User record linked to the User's Telegram account.
The User agrees to use the Service in good faith and not to take any action that may disrupt its normal operation or the ability of other Users to use it.
The User is solely responsible for keeping their Telegram account secure. All actions performed through the relevant Telegram account are deemed to have been performed by the User.
9. Free Access
The Service allows Users to access some of its functionality free of charge.
The scope of free functionality is determined by the Service Owner and, as of the publication date of this Agreement, includes:
- a limited number of cards per day;
- selected types of readings;
- basic card decks;
- general cards of the day and week;
- other features determined by the Service Owner.
The specific list of free features may change as the Service develops.
The Service Owner may change the scope of free functionality without prior notice to Users.
10. Paid Access
The User may purchase Paid Access to the extended functionality of the Service.
Paid Access is granted for a predetermined period.
As of the publication date of this Agreement, the following Access Periods may be available:
- 1 day;
- 7 days;
- 30 days;
- 180 days;
- 365 days.
This list may be changed by the Service Owner.
As of the publication date of this Agreement, Paid Access provides the User with:
- no daily limits on card usage;
- access to all available reading formats;
- personalized cards of the day and week;
- additional card decks;
- other features included in the relevant Access Period.
The list of Paid Access features may change as the Service develops.
11. Payment
Paid Access is paid for through third-party payment services.
Depending on the country in which the Service is used and the available payment methods, the following may be used:
- Telegram Stars;
- bank cards;
- other payment services and payment providers.
Such services process payment transactions independently in accordance with their own rules and terms of use.
The Service Owner does not store Users' full bank card details and does not process payment data, except for the information required to confirm successful payment.
Paid Access is deemed to have been granted after the relevant payment system successfully confirms the payment.
When the paid Access Period expires, access automatically reverts to the free mode of use.
The Access Period is not renewed automatically.
To continue using the extended functionality, the User must purchase a new Access Period independently.
The price of Paid Access is displayed to the User immediately before payment is made.
The Service Owner may change the price of Paid Access at any time. Price changes do not apply to Access Periods that have already been purchased.
12. Refunds
Paid Access is a digital service provided immediately after payment is confirmed.
If paid access was not provided due to a technical error in the Service, the User may contact support to request that access be provided or that a refund be considered.
When payment is made through third-party payment services, the refund procedure may be governed by the rules of the relevant payment service.
If access was successfully provided to the User, refunds are issued only where expressly required by applicable law or at the discretion of the Service Owner.
13. Promotional Codes
The Service Owner may provide promotional codes to Users.
Promotional codes may provide discounts, additional features, or temporary access to extended functionality.
Separate terms may apply to each promotional code, including its validity period, number of uses, and restrictions based on User categories.
Unless otherwise specified by the Service Owner, promotional codes:
- cannot be exchanged for money;
- cannot be transferred for commercial purposes;
- may be cancelled if misuse or a breach of their terms of use is detected.
14. Rules for Using the Service
When using the Service, the User must comply with this Agreement, applicable law, and the rights of third parties.
The User must not:
- use the Service for unlawful activities;
- attempt to gain unauthorized access to the Service;
- interfere with or disrupt the operation of the Service;
- use automated means to make requests to the Service on a large scale without the Service Owner's written permission;
- create multiple Telegram accounts solely to circumvent Service restrictions;
- use the Service in a manner that may cause harm to other Users or the Service Owner;
- use the output of the Service to create competing services by copying its functionality.
The User is solely responsible for the content of the messages, images, audio files, and other materials they submit.
The User must not submit through the Service any materials that violate applicable law or third-party rights, or that contain malicious software.
If the User breaches this Agreement, the Service Owner may temporarily or permanently restrict the User's access to individual features or to the entire Service without prior notice.
15. Use of Artificial Intelligence Technologies
Certain features of the Service use artificial intelligence technologies provided by third-party suppliers.
The Service's responses are generated automatically based on the User's question, the selected Tarot cards, interaction history, and other data used by the Service.
The User understands and agrees that artificial intelligence technologies may produce errors, inaccuracies, or ambiguous wording.
Receiving different responses to identical or similar questions is an inherent characteristic of such technologies and does not in itself indicate a malfunction of the Service.
The Service Owner does not guarantee the absolute accuracy, completeness, or factual reliability of generated responses.
16. Personalization
The Service may take the User's previous interactions, reading history, settings, and other information into account in order to generate more consistent and personalized interpretations.
The use of personalization does not constitute psychological, medical, or any other professional analysis of the User's personality.
17. User Content
The User retains all rights to the User Content that belongs to them.
The User grants the Service Owner a non-exclusive right to use the User Content solely for the purpose of providing the functionality of the Service.
18. Limitation of Liability
Under no circumstances shall the Service Owner be liable for:
- decisions made by the User;
- consequences of using the interpretations;
- indirect losses or damages;
- loss of profit;
- emotional distress or non-pecuniary damage;
- inability to use third-party services.
The Service Owner's total liability is limited to the price of the Access Period paid for by the User.
19. Intellectual Property
All rights to the Service belong to the Service Owner or are used on lawful grounds.
This applies to:
- the design;
- the logo;
- texts;
- software code;
- the interface.
20. Force Majeure
The Service Owner shall not be liable for the unavailability or inability to operate the Service as a result of:
- actions taken by Telegram;
- actions taken by AI providers;
- internet outages;
- power outages;
- actions taken by government authorities;
- other circumstances beyond the Service Owner's reasonable control.
21. Amendments to the Agreement
The revised version is published on the official website.